“Enter your expenses into the two columns below. Think long and hard about what is really a necessity and what’s negligible(flex). Once you’ve entered your data click the chart button and view your expenses in a pie chart. Click on the sections to view your totals and examine how many of your spending habits you’re willing to change. Play around with the numbers in the columns and maybe even switch some numbers around and watch how your chart changes. ”

Saving calculator

“Pick something, anything. Simply enter an expense you think you could go without, maybe that difference between a large and medium softdrink. Then select how often you indulge in said luxury and select a time period to go without it and watch your savings grow. Lets say before you go to work you buy a small coffee for 99c almost twice a week. If you chose to skip that for a week you’d save almost 2 dollars. A month (4 weeks)? $8. A year? $104. What seems inconsequential could really not be, play around and take a look.”